THE BUTTER APP

Your travel companion for cover & care

Get covered in 60 seconds, file claims in under 2 minutes, and have 24/7 emergency support in your pocket. Butter makes travel insurance smooth from start to finish.

4.6
★★★★★
118 Trust Pilot reviews
SIMPLE FROM START TO FINISH

How The Butter App Works

01
Get covered in 60 seconds

Choose your destination, travel dates and number of travellers. Get comprehensive cover, and tailor to suit your trip.

✓Destination & date selection
✓Select the right coverage for you
✓Optional add-ons (snow sports, motorcycle, cruise and more)
✓Access your policy documents anytime
02
Travel with everything you need

Your policy documents, destination guides, emergency contacts and access to 24/7 support all in one app that works everywhere in the world.

✓Local emergency numbers & support
✓Update your policy in real time on the go
✓eSIM for instant local connectivity (coming soon)
03
Claim & get paid fast

File any claim directly from the app in under 2 minutes. Snap a photo of receipts, describe what happened, and track your claim in real time.

✓Photo upload for receipts & documents
✓Most claims triaged within 24 hours
✓Direct bank transfer reimbursement
GET INSURED

A quote in under 60 seconds

Tell us where you're going, when, and who with. Get comprehensive cover, customisable to your trip needs with snow sports, motorcycle, or rental car excess cover. Pay and you're instantly covered.

✓Comprehensive cover or customisable to your trip needs
✓Optional add-ons: skiing & snowboarding, motorcycle, rental car excess, cruise, pet extended stay
✓Single trip or Annual multi-trip policies
✓Instant policy confirmation, and certificate of insurance
✓Cancel anytime within the 21-day cooling-off period, provided your trip hasn't started and no claim has been made or is intended to be made
✓Domestic and international cover for 170+ countries
✓Self-service policy edits in real time and worry-free cancellations
BEFORE YOU GO

Prepare for your trip in the app

The Butter app is your pre-departure command center. Add your policy documents to your digital wallet all from one screen.

✓Download digital policy wallet
✓Visa and vaccine requirement guides for popular countries
✓Buy an eSIM to get connected the moment you land (coming soon)
✓Destination safety ratings and travel advisories (coming soon)
✓Emergency contact details at your fingertips
WHILE YOU'RE AWAY

Love Butter? Refer a friend

Share the joy of Butter service and refer a friend. Share your unique code with as many friends as you want.

✓Using your unique referral code will earn them a 10% discount
✓Earn up to $50 cash based on how much your referral spends
✓Terms & Conditions apply
4.6 ★
Trust Pilot Rating
10,000+
Travelers Covered
<2min
To File a Claim
170+
Countries Covered
WHAT TRAVELERS SAY – TRUST PILOT

Loved by Australians

★★★★
Very easy to apply and setup

“Very easy to apply and set up. Fast communication from the insurance team when I put in a claim. Happily will go with Butter again!”

Ruby
January 2026
★★★★★
Very responsive and helpful

“Very easy to understand and purchase insurance, highly appropriate for my needs and well priced.”

Lorelei Baum
February 2025
★★★★
Responsive and helpful

“I had changes and they were really helpful and quickly made the changes to my associated policy with no fuss and no cost.”

RobertP
July 2025
★★★★★
Resolved issue

“Resolved issue, thanks so much Sophie, such a great help, service was amazing and could not recommend enough.”

Jecieca Castillo
May 2026
★★★★
Very responsive and helpful

“I had changes and they were really helpful and quickly made the changes to my associated policy with no fuss and no cost.”

RobertP
July 2025
COMPREHENSIVE PROTECTION

What's covered?

Medical & Hospital

Unlimited emergency medical treatment, hospital stays and ambulance transport.

Emergency Evacuation

Medical evacuation and repatriation to Australia when medically necessary.

Trip Cancellation

Pre-departure cancellation cover due to illness, injury, natural disaster or other covered events.

Optional Coverage

'I'm going to the snow' coverage plus a wide range of events that may occur whilst participating in snow sport activities (Terms & conditions apply).

Lost Baggage

Reimbursement for lost, stolen or damaged luggage and personal effects.

Personal Liability

Up to $2.5M coverage if you're held legally liable for injury or property damage overseas.

Refer a friend Get up to $50 for free!

Share your unique code and give your friend 10% off their policy. You earn up to $50 once they take off.

Start Referring

Take Butter with you, wherever you roam

Get covered in 60 seconds, file claims in 2 minutes, and have 24/7 emergency support in your pocket. Butter makes travel insurance smooth from start to finish.